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HOA Stories

Homeowner-first · Independent

Tell us your worst HOA story.

The fine that skipped the hearing. The lien you never saw coming. The records request that vanished. Put it on the record where the next owner can find it: anonymously, about the association, and never a neighbor by name. Then read what your neighbors went through and learn the statutes that have your back.

Anonymous to readers, pseudonymous to us · no account needed · how sharing works
Associations on the record
Associations on the record
States & DC covered
51States & DC covered
Free homeowner tools
7Free homeowner tools
To read, rate & post
$0To read, rate & post

Why it exists

Built for the owner, not the board.

Ratings from people who live there

Star ratings and category breakdowns come from owners, so the board's public version isn't the only one on the record.

Anonymous, moderated, fair

Post pseudonymously under clear rules. AI moderation screens and redacts before anything publishes, and reviews stay at the entity level rather than naming individuals.

Rights you can act on

Editorial guides that cite the governing statutes in plain English, organized by state and topic, so you walk into a hearing prepared.

Tools that draft for you

Read a violation notice, parse a 90-page declaration, and generate a records request or appeal. Every result is informational and draft-only, and none of it is legal advice.

How it works

  1. 01

    Find your association

    Search the directory and open your HOA, condo, or co-op page. We build it from public records, not from an industry feed.

  2. 02

    Read and rate

    See homeowner ratings and stories, then add your own. Reviews are about the association and its board, and they stay off named people.

  3. 03

    Know your rights

    Pull up plain-English, state-by-state guides on fines, foreclosure, records, elections, and selective enforcement.

  4. 04

    Fight back with the tools

    Drop in a violation letter or a governing document and get the facts, the red flags, and a draft response to send yourself.

Common questions

Straight answers before you dig in.

Homeowner tools

Document AI, pointed back at the board.

The same kind of document AI the industry points at boards, pointed the other way, at you. Informational and draft-only, with a not-legal-advice notice on every result.

Violation-letter analyzer

Live

Paste a fine or violation notice. Get the cited rule, the deadline, your appeal rights, the red flags, and a draft response.

Governing-doc reader

Live

Drop in CC&Rs or bylaws and ask 'can they do this?' It surfaces the relevant provisions and amendment thresholds.

Rights-by-state lookup

Live

What your state's statute generally says about fines, foreclosure, records, and elections.

Also live: Letter generator · Dues-vs-inflation checker · Reserve shortfall estimator · Special-assessment estimatorall tools →

3 free AI analyses a month · Pro is $9/mo